Florida State Representative Bill Hager – a Republican from Delray
Beach, only a little ways south of Stuart – has proposed House Bill
997 in early December 2015. The bill calls for the dismantling of the
state’s mandatory personal-injury protection (PIP) auto insurance
system, more commonly known as “no-fault” insurance, by 2019.
Representative Hager and supporters of the bill argue that PIP insurance
is ineffective. They even go as far as to say that the system itself is
full of fraudulent activity. Over in the Senate, Florida State Senator
Jeff Brandes has pushed Senate Bill 1112, which is virtually a mirror
to the house bill.
Just what is no-fault insurance and why are they combatting it? In a state
that requires no-fault PIP auto insurance – only a couple other
states do – every driver is required to purchase insurance that
will give funds for medical benefits to injured parties in event of a
crash. In Florida, the amount per person is $10,000.
The problem that lawmakers are citing is that that money needs to be provided,
regardless of who is liable for the accident. It is argued that fraudsters
can use this system to not only collect money through accidents
they cause, but to also allow dishonest insurance providers to hike up their
How this will affect the average motorist in Florida is not yet known.
The idea is that removing the system should reduce rates, but will it
also cause more complications in
car accident claims? Follow the
blog of Stuart Personal Injury Attorney Lauri J. Goldstein of Lauri J. Goldstein
& Associates, PLLC for relevant updates to this story. You can also
call the firm at
866-675-4427 if you need help with a
personal injury case – we are available for emergencies!