You just got t-boned at a four-way stop. The other driver didn’t even slow down. Your car is totaled. You traded information, took pictures of the scene, filed a police report, waved goodbye to the old car, checked yourself for injuries, scheduled a doctor’s appointment, and called the insurance company.
You’ve done everything right so far, but you’re not sure about finding legal representation. After all, if the insurance company will handle it anyway, why talk to an attorney after an auto accident?
When Should You Call an Attorney?
If you are seriously injured or hospitalized after a car accident, you should absolutely call an attorney as soon as you are able. An experienced auto accident attorney can help alleviate stress while you make your recovery. An attorney is there to fight on your behalf. When you get help from a car accident attorney, you can seek compensation for medical bills, ambulance bills, surgery costs, lost wages, and more. With an attorney at your side, you may receive more compensation than you would from a standard settlement.
Even if you’re not seriously injured, there are other reasons for contacting an attorney. If the crash involved pedestrians or additional vehicles, you should speak to a lawyer immediately. Overlapping insurance claims can be incredibly confusing, which is why you need an experienced auto accident attorney. Similarly, if the police report indicates that you are at fault, or you receive a ticket from your accident, you should call as soon as possible.
Why Should You Talk to an Attorney?
Dealing with insurance companies can be hectic and confusing, especially when you’re in pain or recovering from a serious injury. By speaking to an experienced attorney, you can get your much-needed rest while your counsel speaks to the insurance companies and negotiates your settlement. Always consult an attorney before accepting a settlement. Additionally, if the case goes to court, you’ll already have someone in your corner who is familiar with your story.
Of course, it’s not just the insurance companies causing stress. The law can be difficult to understand, especially since Florida is a “no-fault” state. If there is any ambiguity as to who is at fault, you should talk to an attorney after an auto accident. An experienced Stuart attorney can gather evidence, examine police reports, speak to witnesses, and file all your legal paperwork in a timely manner.
When Can You Go Without an Attorney?
There are some car incidents where hiring an attorney isn’t practical or necessary. Scratched paint or “fender-benders” probably aren’t worth the hassle. The settlement from one of these incidents likely won’t be worth the time you spend speaking to an attorney, filling out paperwork, and going to small claims court. Likewise, if you walked away unharmed and were driving an older, low-value car with over 100,000 miles on it, you probably don’t need legal representation.
Even if you don’t need an attorney, be sure to follow the proper steps for handling a car accident. Check yourself for injuries, trade information, take pictures, get some information from nearby witnesses, and file a police report. Also, remember to contact your insurance company as soon as possible.
Why Talk to an Attorney After a Car Accident?
Hiring a car accident attorney makes all the difference. You can rest and recover while your lawyer handles all the paperwork and navigates the maze of insurance claims. An attorney will fight on your behalf and will help you manage settlements. If you’re not sure who is at fault or you’re worried about an inaccurate police report, you should talk to an attorney immediately. Don’t wait; timeliness is critical in personal injury cases.
If you would like an experienced Stuart auto attorney to evaluate your case, call (866) 675-4427 or send us an email at your earliest convenience.