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Am I Required to Use the Body Shop the Insurance Company Recommends?

If you’re involved in a car accident and your vehicle sustains damage, you’ll likely have questions about what to do next so that you can have your car repaired.

You may think you have to use the body shop the insurance company recommends, but that’s not actually the case.

By law, you have the option to go to any body shop you’d like.

Keep reading to learn more.

Having Your Vehicle Repaired

The insurance company will likely recommend a body shop they’d like you to go to. You are in no way required to visit the shop they recommend. If you have a local body shop you’re familiar with and you like, it may be a good idea to go there.

If you go to the body shop the insurance company recommends, it will likely benefit the insurance company because they have negotiated lower labor and material rates as well as discounts on parts.

Getting a Quality Repair

Wherever you have your vehicle repaired, you want to make sure they do a good job and use good quality parts.

Insurance companies have certain equipment and training requirements for the body shops they partner with. They also require their shops to provide a lifetime warranty.

Insurance Company Representatives Have Goals

Insurance company representatives are expected to send no less than 40% of their claims to their direct repair shops. If you tell them you’d like to go to your own repair shop, they may try to persuade you to visit one of their shops. They may tell you that your shop isn’t on their list and they won’t be able to effectively handle your claim.

They may say that it can take a week or more for an adjuster to write an estimate on your vehicle. They could even tell you that the company won’t warranty the repairs if you don’t go to their repair shop.

Don’t let this intimidate you. Reliable body shops offer a lifetime warranty regardless of who pays for the repairs. Most shops won’t put their name on sketchy work, so they’ll likely do well in handling your claim and the repairs competently.

No matter if you go with the insurance company’s recommended body shop or a shop of your choice, it’s crucial that you feel confident in the shop you choose. Reach out to friends, family, and colleagues for recommendations.

If you’ve been involved in an accident and you were injured as a result, our attorneys at Lauri J. Goldstein & Associates, PLLC are here to help. We’ve assisted hundreds of people to attain justice, and we can help you, too. Don’t hesitate to contact our firm with your case right away.

Call us today at (866) 675-4427 to have an experienced Stuart personal injury attorney from Lauri J. Goldstein & Associates, PLLC evaluate your case.